OTP via FCM notification → biometric on this phone → free FCM alerts.
OTP probe
Posts to /api/auth/otp/request and /api/auth/otp/verify.
OTP_LOGIN_ACTIVE is true — OTP login is active via FCM notification.
Fee SMS / FCM
Same parent mobile can have one owing child and one cleared child. Only owing children are nudged.
Ananya Reddy
PARTIAL · pending ₹15,000
Karthik Reddy
DUE · pending ₹25,000
Meenakshi Iyer
PAID · pending ₹0